The Discover.com/BalanceTransfer site is for those who want to take advantage of the Discover.com/it invitation for offers specifically for balance transfers.
Most consumers have some sort of debt or credit card balances that are at a much higher rate than they feel comfortable with and would like to know their options for moving these high interest credit cards to a low or even 0% APR card.
0% interest rate credit cards can last for over 12 months and sometimes up to 18 months on some offers. You should be aware of the applicable promotional period so that you realize once it ends the credit card rate will go back to the standard purchase rate and then that will apply. The actual APR will vary depending on the Prime Rate.
Usually you will receive an offer in the mail which will give you 3 options. The first is usually an enclosed check that you can mail in and transfer the balance. Another is just to call the number provided and speak to a customer service representative.
The 3rd and easiest is just to do the balance transfer online.
You should be aware of the fact that when you do the transfer you will get charged a balance transfer fee which is usually $10 or 3% of the amount of each transaction whichever is higher of course. This is on a promotional balance transfer and the standard it usally 5% of the transfer.
If you search and compare sometimes you can find a balance transfer credit card with a lower or even $0 fee. These are hard to find and you do have to compare and search for these type of balance transfer credit cards and many times can also find a zero interest offer that extends up to 18 months in length.
We have included some options for you to compare below under our related links section. This will allow you to compare all of your options and apply online for these offers.
Apply for a Discover it® credit card and start earning cash back rewards today.
Discover.com/it is the site for the Discover it® Credit Card program through Discover Card. If you have received a direct mail offer for a pre-approved Discover credit card, you can apply by clicking on the Apply Here button below.
DiscoverCard has been one of the top cash back credit cards in the industry for years and also boasts one of the lowest interest rate offers on both purchases and balance transfers.
You will also find this Discover it® offer to include premium benefits that just automatically come with this credit card offer that many other comparable credit cards do not include. Some of these are travel insurance as well as automatic rental car insurance. You will also enjoy benefits like purchase protection on items you buy like electronics and many other products.
Get 24/7 Customer Service and manage your account online with many features to help you track and save money.
The Discover it® Card invitation offer by Discover.com/it gives you great benefits and has fraud protection. Take advantage of this credit card today and apply now.