Barclaycard® Ring MasterCard® – No Balance Transfer Fees
One of the things most consumers look for the most is a good balance transfer credit card to consolidate higher interest rate credit cards.
The problem that most run into is that once they are about to do the balance transfer, they find out their is a balance transfer fee usually between 3 – 5% of the amount transferred.
The Barclaycard® Ring MasterCard has no balance transfer fees. Yes that means zero transfer fees, you heard it right. To go directly to their online application to apply, just click on the “Apply Here” button below located in the detailed information grid.
Another interesting concept with the Barclaycard® Ring MasterCard is a low variable 8% APR interest rate on purchases and balance transfers. Some credit card issuers get you to apply by offering 0% balance transfers. Later you find out these will end and rise to a much higher interest rate.
The thing great about the Barclaycard® Ring MasterCard is that you know where you stand and the interest rate stays low.
One feature that is nice to keep up on is knowing your credit score. Most of the time you have to pay for a credit score, you will receive complimentary FICO® Scores as a benefit of being an active cardmember.
You will need to Opt-in to have instant access to your FICO® Scores from your Barclaycard online account. This is a nice benefit in itself and will help you constantly monitor how you are doing in regards to your credit score. Knowing is the first step to improving it and if you see any major changes you can at least investigate to take action.
This card is also unique with its “Get rewarded through the new Giveback™ program.” This actually rewards you through onetime payments and good account performance.
This MasterCard has no annual fees and allows you to pick and choose what benefits you want.
A very positive review that was left on Credit Karma’s website said this.
“While the 8% APR doesn’t really make a difference to me since I almost always pay in full, it’s still nice to have a “go to” low interest card if I ever need it.”
We also reviewed comments on Get.com that said this about the Barclaycard® Ring MasterCard® in their review.
“I really like the Braclay Ring card and although I don’t carry much of a balance I know its only 8% and that’s all it will ever be ! Other cards may start at 0% but you end up with very high interest at some point ! Like the Ring of it!”
This just confirms the positive of having a steady low rate card like the Barclaycard® Ring MasterCard®.
We hope you enjoyed this Review and have found a good No Balance Transfer Fees credit card you can apply for to get higher interest rates consolidated at one low rate.